Do you provide the projection assumptions or investment models?
No. Return, volatility, inflation, and tax assumptions, along with model portfolio definitions, are yours, owned by your investment committee or compliance function. We are not authorised to give investment advice and we do not supply assumptions. What we build is the engine that applies your assumption set consistently, versions it, records which version produced each projection, and lets you reproduce exactly what a client was shown.
Is AgileTech regulated to provide financial advice?
No. We are a software engineering company holding ISO 9001:2015 and ISO 27001:2013 certifications and no financial services licence or authorisation. We do not give investment, tax, or regulatory advice. All permissions, advice processes, and suitability obligations remain with your firm, and we build software that applies your process and evidences it.
Why do you insist on building the data layer first?
Because every other feature depends on it. A goal projection, a risk chart, and a rebalancing proposal are all functions of holdings and prices. If those are wrong, late, or of unknown provenance, then every screen above them is wrong in a way that is difficult to detect and very damaging to adviser confidence. Building planning features over an unproven data layer is the most common cause of failure in these platforms.
Can you consolidate data from multiple custodians?
Yes, and it is usually the largest part of the work. Each custodian differs in format, timing, completeness, and corporate action handling, and some do not supply cost basis at all. We test each feed before designing around it and record provenance and valuation date on every figure, so a consolidated view is never a set of numbers of unknown origin presented as fact.
How do you handle assets with no market price?
Explicitly, with the valuation source, date, and basis recorded, and the interface showing that the figure is a stated valuation rather than a market price. Property, private holdings, and unlisted assets are common in wealth portfolios and mishandling them distorts both allocation and performance figures. They are never silently treated as though they were priced daily.
Does the platform execute trades?
It prepares, controls, and records instructions, and routes them to your existing custodian or platform for execution. We do not build trading venues or take on execution responsibility. The platform's job is drift monitoring, proposal generation, approval workflow, instruction delivery, confirmation matching, and settlement tracking, with the record of who approved what and when.
How are fees calculated?
From defined fee schedules against defined valuation points, in exact arithmetic, posted to a ledger so every charge can be explained. Percentage of assets, fixed, tiered, and initial charges are all configuration rather than code. Adviser and introducer compensation is derived from the same records, so client charges and internal payouts cannot diverge.
What makes a suitability record defensible?
That it is dated, immutable, and complete: the client facts as they stood, the risk assessment, the recommendation, and the reasoning, all captured together. A review creates a new version rather than editing the previous one. When a profile is simply overwritten at each review, the firm loses the ability to show what was known at the time a past recommendation was made.
Can this integrate with our existing CRM?
Yes, and usually it should. Where a CRM already holds relationships, activity, and pipeline, we integrate rather than duplicate, keeping one system authoritative for each kind of record. Duplicating client data across a CRM and a wealth platform reliably produces two versions of the truth. Our CRM development page covers the platform level view of that layer.
How long does a wealth platform take to build?
A focused platform over one or two custodian feeds, with onboarding, planning, and client reporting, is typically several months, with data consolidation and reconciliation the largest components. Multi custodian, multi currency, multi jurisdiction consolidation with illiquid assets extends it substantially. We estimate after testing your actual feeds, since that is where the real variability lies.
What do you need from us to start?
Your custodian and provider list with sample data files or API access, your fact find and suitability process, your assumption set and who governs it, your fee schedules, and your reporting requirements including anything statutory. Sample data from your largest custodian is the single most valuable item, because it converts the biggest unknown in the estimate into a known.
